The best way, and the only sure way to know what is inside it is to remove the cover and look at it. I have seen too many posi rear ends spin one wheel and I have seen several standard rear ends spin both wheels. This is not a sure test.
As for the gear ratio, if it is a posi rear end be sure that both wheels turn exactly one full turn to check the gear ratio. If one wheel slips a little your check will not be accurate. If it is not a posi rear end then leave one wheel on the ground and turn the other one exactly two full turns. In both cases count the number of times that the drive shaft turns. This will be your gear ratio. Just over 3 turns is a 3.08, just over 3 1/2 turns is a 3.55, 3 3/4 turns is a 3.73, just over 4 turns is a 4.10...